From – “Voluntary Simplicity”, or the idea
of living simply to have a better life.This leads to lots of neat things like:
Lower
stress
Saved
money
Better
health
More
time
Less
anxiety
Breaking
the bonds of slavery to money & things!
A better
relationship with God
Some good ideas
Brown-bag
it to lunch, instead of eating out.The savings add up quickly!
Lower
your thermostat in the winter – just a degree or two at first.You’ll save money and energy.
Keep
your car’s tires properly inflated.This leads to better handling, longer-lasting tires and best of
all, increased fuel efficiency (more saved money)
Check
your house & auto insurance deductibles.You can save money by raising them.
If you
must use a credit card, use Discover:you get cash back, or can get gift cards for $25-$40 worth of
merchandise for every $20 redeemed.
Don’t
buy books & CDs, check them out from the
library instead.Same for Videos.
Or,
buy used books & CDs wherever possible.
Being
stuck in commuter traffic is a pain.If possible, work from home.Otherwise, try adjusting your hours to off-peak.But if you must be stuck in traffic, or
you have a long trip ahead, do this:Get books on tape (or CD) from the library.While you’re stuck driving you can be
listening to great literature!It’s
a super use of time that is normally wasted.
Why
waste money on gyms?Take a long
walk around the block.It will be
just as good for losing weight.
Having
trouble saving money?Sign up for
an account that automatically withdraws money from your checking account
every month.You can usually start
for as little as $50/mo, with no minimum deposit.It’s small, but it’s a start.And it’s better than not saving at
all.Once the habit is established,
you can increase the monthly amount, or add new accounts.
Instead
of buying Tupperware to hold leftovers in the refrigerator, use old
Chinese takeout soup containers.The empties stack well, the lids are all interchangeable and they
are see-through, so you can identify your leftovers easily.
I have
memberships in several frequent flyer programs, so that I can earn miles
no matter what airline I am required to fly.The problem is for airlines I fly
infrequently, I never get to use those miles.So I’ve started looking on their websites
to see what else I might do with the miles.Several programs offer the option to
transfer points to another program (for example, from an airline to a
hotel program, so you can get a free night’s stay).I very good option for me is to use my
Continental Airlines miles to get magazine subscriptions.Subscriptions usually run from 1000-2000
miles per year’s worth of a magazine.Since I will probably never get enough miles on Continental to
redeem as a flight, this is a great way for me to get some values out of
the program.I believe Delta also
has a program for redeeming miles for magazines, although I have not used
it.
I like
bagels & cream cheese for breakfast.Deli bagels are best.I’ve
noticed that a deli bagel with cream cheese is much more expensive
than the bagel alone.So, I bought
whipped cream cheese at the supermarket & brought it to work (we have
a small fridge at work).Then, I
will buy just a bagel at the deli on the way to work.At work, I spread on my cheap cream
cheese & save at least a dollar each time I have a bagel.
Check
out Craigslist.com for your local area.They have a ‘free’ section where people give away unused
items.All you need to do is pick
them up.It’s also a great place to
sell things locally, without the ebay
overhead.Encouraging local markets
builds community.
Bibliography
Richard
J. Foster Celebration of Discipline contains a chapter on the
‘discipline of simplicity’.