Select North Carolina Rules For DMV and Insurance Points*
SAFE DRIVER INSURANCE PLAN Point Schedule.
|
|---|
| SDIP POINTS |
|
PERCENTAGE SURCHARGE> |
| 1 |
|
25% |
| 2 |
|
45% |
| 3 |
|
65% |
| 4 |
|
90% |
| 5 |
|
120% |
| 6 |
|
150% |
| 7 |
|
180% |
| 8 |
|
220% |
| 9 |
|
260% |
| 10 |
|
300% |
| 11 |
|
350% |
| 12 |
|
400% |
Insurance Point Checklist (12 points)
- 1. Manslaughter or negligent homicide
- 2. Pre-arranged highway racing or lending a car for such purpose
- 3. Driving with blood-alcohol level of .08% or more (DWI)
- 4. Driving a commercial vehicle with blood-alcohol level of .04% or more
- 5. Hit and run driving involving bodily injury or death
- 6. Transporting illegal intoxicating liquor for sal3 (10 points)
- 7. Highway racing or lending a vehicle for such a purpose, where the race is not pre-aranged
- 8. Speeding to elude arrest (at any speed!) (8 points)
- 9. Driving during a period of revocation of suspension of license or registration (4 points)
- 10. Hit and run driving involving property damage only
- 11. Reckless driving
- 12. Passing a stopped school bus while it is displaying its warning signs
- 13. Speeding in excess of 75 mph where posted speed is less than 70 mph
- 14. Speeding in excess of 80 mph where posted speed is 70 mph or greater
- 15. Driving after consuming alcohol or drugs where driver is less than 21 years old
- 16. Illegal passing
- 17. Following too closely
- 18. Driving on wrong side of the road
- 19. Speeding more than 10 mph over posted speed limit, where driver's speed was in excess of 55 mph but less than 75 mph
- 20. Speeding 10 mph or less in a posted speed zone of 55 mph or greater*
- 21. Speeding 10 mph or less where the posted speed is less than 55 mph*
- 22. Any other conviction of a moving violation**
*These points will not apply if driver has had no other moving
traffic violations during the experience period (preceding three years). If driver enjoys this waiver, and then is convicted of a moving violation, he then gets the points both from the new
conviction and the waived conviction. This waiver will not apply to speeding in a school zone. A PJC will not count as a conviction and void this waiver.
**The following are not considered moving violations:
- (a) inadequate muffler or exhaust system,
- (b) improper lights or equipment,
- (c) failure to sign or display registration card,
- (d) failure to display license plates,
- (e) Failure to display current inspection certificate,
- (f) failure to have drivers' license in possession, if a valid license is in existence,
- (g) violation of a municipal or county ordinance.
Improper Brakes Is a Moving Violation, and Will Generate One (1) Point.
A PJC will not cause any points to apply if there has been no
previous PJCs for the insured household in the previous three
years. The household would include any licensed driver residing in the home at the time of the accident. A new effective PJC can be had every three years. A second PJC within three years will cause the first conviction's points to go into effect, along with the points from the new PJC. This is only as to insurance points.
The list above is a partial list intended for reference only, and is not intended as legal advice. In order to understand your legal situation, you must consult an attorney.
Calling my office TOLL FREE can help you avoid some of the consequences of a traffic citation. The call is FREE and I am willing to help. Whatever you do... do not mail in your ticket without knowing your options. Calling an attorney can save you money.
- Traffic Law in the following Counties:
- Chatham
- Durham
- Lee
- Moore
- Orange
- Randolph
- Wake
Click Here For a list of Points for Accidents and License Points
Contact Gregory W. Stafford at:
- Phone: 1-888-545-0001 This is a toll free number
- Gregory W. Stafford
- Mail: P.O. Box 665, 53 1/2 Hillsboro Street, Pittsboro, NC 27312
