What is the Equifax Consumer Bill of Rights?

Equifax believes that consumers should have the following rights:

• The right to be considered for credit, insurance, employment and other benefits on your own merits, based on your record of actions and performances.
• The right to be treated with respect and fairness whenever information about you is used.
• The right to privacy consistent with the requests and demands you make of business.
• The right to have your applications for benefits or opportunities evaluated on the basis of relevant and accurate information.
• The right to know what information has been provided about you for consumer reporting purposes.
• The right to know what consumer data is being maintained about you and to be able to review the information in a reasonable time, at a charge that is not excessive, in a format that is understandable, and with an ability to challenge and correct inaccurate information.
• The right to expect that information about you that is collected or stored for consumer reporting purposes will not be used for unanticipated purposes without notice or consent appropriate to the circumstances.
• The right to expect levels of accuracy consistent with sound practices of record keeping and information systems management.
• The right to have information about you safeguarded through secure storage, confidential handling within the organization, and careful transmittal to authorized and legitimate users.

 

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