Credit Account Information

See individual items for explanation.

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Company Name

The first item identifies the business that is reporting the information.

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Account Number

This is your account number with the company reporting.

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Whose Account

Indicates who is responsible for the account and the type of participation you have with the account.

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Date Opened

This is the month and year you opened the account with the credit grantor.

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Last Activity

This is the date of last activity on the account and may be the date of last payment or the date of last charge.

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Type of Account and Status

This is the account type and status most recently reported by the creditor.

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High Credit

The highest amount charged or the credit limit.

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Terms

Represents number of installments (M = months) or monthly payments.

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Balance

The amount owed on the account at the time it was reported.

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Past Due

This figure indicates any amount past due at the time the information was reported.

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Date Reported

Date of last account update.

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