As a REAL ESTATE AGENT, how can a privately held mortgage benefit you?


Example:

You have secured a listing on a home, and a prospective buyer can't get the total loan amount requested from the first mortgage company. How can you save the sale?

Solution:

Perhaps the seller of the home would be willing to make you a privately held second mortgage, if he could sell this mortgage for cash at closing.

Example:

You have a listing on a house with an assumable NE/NQ FHA or VA loan, but the equity needed to assume the Loan is too high for most buyers.

Solution:

By providing a seller-financed second mortgage or wrap to complement the FHA/VA first mortgage, you are more likely to find a buyer who has the necessary cash downpayment to assume the first mortgage. At closing, the Seller can sell the newly created second mortgage.

Note: If you know of a holder of a second mortgage, or if you know an owner, in order to sell a property, decided to accept part of the purchase price in the form of a Note, please tell them to contact me if they would consider selling this Note.

Contact David Protiva now.
Creating a new Note to be sold
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